Our online application is fast, secure, and easy.
We ensure a speedy process.
Receive your cash as soon as the next business day.
If you have found yourself trapped in the financial squeeze and need emergency funds to get by then you should apply for Ramsden Cash. This is the easiest way to borrow money that does not require credit checks or collateral. All you need to do is complete an easy application form online and wait for your approval notification. It will take few hours to be approved and you can access cash within 24 hours.
Ramsden cash is a fast cash borrowing service matching lender with borrower. Don't put your personal circumstances or your repayment terms at risk, since the lender may decide to change his mind at the last minute. Do not accept unfavorable terms, because your next payday loans may be difficult to make unless your lender is still willing to work with you. The terms and conditions vary greatly from lender to lender and are available on an application only after you have completed an online application and are matched with a suitable lender from the network.
The terms of the contract you agree to when you apply directly with Ramsden cash is a legal agreement between you and the lender. You should read the terms carefully before you sign, because a simple mistake can invalidate it. Most importantly, it sets out your obligations, such as the maximum amount of borrowings you can make, the payment dates, how much interest you will pay and when your repayments are due. The contract should also clearly define any penalties or late payments. The contract should ensure that in case you don't repay within the specified time period, the lender may apply penalty fees.
All UK lenders are required to disclose their APR. This is the rate of interest charged on each loan and is usually published alongside the terms and conditions. When applying with Ramsden cash direct, you can choose the APR directly. This is usually shown as the Annual Percentage Rate or APR for your loan and is usually the better deal for those looking for the lowest APR possible.
It is always important to compare before you commit to any financial deal. Never choose to take out a loan with an APR that is higher than you could easily afford. This could put you in danger of paying back the credit over the term of the loan, which would be extremely detrimental to your credit rating. Instead compare different lenders and find the best deals available to secure the cheapest credit possible.
Although you will not receive a high credit rating, being able to borrow a large sum of money over a longer period of time, such as twenty to thirty years, will boost your credit rating if you repay it on time and for the amount agreed. This will also give you a comfortable monthly income and you will be able to build up your credit rating with ease. This will help you in the future should you need to borrow larger amounts of money, which is likely to be more likely if you have a good credit rating.